Issue link: http://hvparent.uberflip.com/i/1094647
24 Hudson Valley Parent n April 2019 Avoid financial turmoil, don't overextend Lindsay Stevens is a realtor with the Stevens Realty Group in New Paltz, and works with clients in Ulster, Dutchess and Orange County. She emphasizes that those new to home buying often go into it with emotion, not information. Stevens advises potential buyers to find an agent who understands that it's scary and who will take the time to understand their needs. She's had home buyers who look for two years before finding the right property. "A realtor really needs to understand the buyer's financials and what is comfortable for their lifestyle. While a bank might be willing to loan more, you must ask yourself if you can afford it. Don't be house rich and life poor," Stevens says. With a growing household that includes two daughters, ages six and eight years old, Stevens now lives in the second home her family has purchased. "I get it. It's a lot to take on and manage for a young couple," she says. And that's one reason We asked parents: What do you wish you knew before you bought your first home? Don't get a massive fixer upper! — Erica H. I wish I knew how different well and septic really are. — Michele D. No house is perfect, but try to make a decision based on finances, school district, neighborhood, etc. There are many things you can change about a home, but some things are set. Also, kids and houses are expensive, so live below your means. — Kerry D. Don't get distracted by shiny things. Decide what is worth sacrificing. Make a list of your must haves and prioritize them. Little issues can become bigger and shouldn't be ignored because the house is pretty, etc. — Pamela P. Make sure there are a lot of closets! I didn't pay attention to that when we were looking. I love my house in every way but just wish we had more closets/storage space. — Daniella R. I wish our property was flatter. We can't put a pool in without a ton of major landscaping. — Annie M. Main roads and short driveways are bad ideas for growing families. — Meg C. Jacobowitz & Gubits offers a blog on its website that provides more detail on issues to consider when buying a home. The firm also has scheduled a free Home Buying Workshop on April 25th at 5:30pm at its 158 Orange Ave. office, in Walden. Registration is required and can be done at Jacobowitz.com. 4 THINGS YOU SHOULD KNOW (Continued from Page 22)